Trusted Contact
We have been asked to explain the reason why some financial institutions ask for the name of a person that is often referred to as a “trusted contact.” There is
Bakersfield: (661) 864-7833 | Santa Maria: (805) 357-5115 | Visalia: (559) 738-8684 | Los Osos: (805) 357-5115
We have been asked to explain the reason why some financial institutions ask for the name of a person that is often referred to as a “trusted contact.” There is
One way to approach retirement is to think of it in stages. While retirement might seem like the final step of a journey, your goals and lifestyle will likely continue
We were recently asked why we believe that an annuity can help with your retirement strategy. Three reasons come readily to mind. The first reason is that they can be
In the context of bank accounts and who their beneficiaries are, TOD means transfer-on-death, and POD means payable-on-death. These types of designations can play an important role in your estate
Some scams are run on a daily basis, and are so intricately made, they can trick even the smartest of us. The scams we’re talking about come in the form
Retirement is different from your working years–you’re no longer putting in time and collecting a paycheck regularly. Creating a sustainable paycheck in retirement is, however, an art worth mastering. Without
Have you ever wondered if working in retirement reduces your Social Security benefits? If you are younger than your full retirement age for the entire year, your benefit will reduce
According to the US Census Bureau, about 1 in 5 people over the age of 60 have married at least twice. However, all marriages are not created equal. The Schwab
An annuity is a financial product designed to provide a regular, guaranteed income stream (backed by the claims-paying ability of the carrier) over a specified period or for the rest
We’ve spoken in the past about annual contribution limits into qualified accounts, but have not focused on the nuances of the income limits for tax deductibility of those contributions. It’s
We’re inundated with so many changes to rules related to retirement, that we oftentimes tell ourselves we can just ignore them and “focus on them later.” However, there are some
According to many experts, knowing your cash flow is the most important piece of information you will need in order to tell if you are not only living within your
Susan Beth Campbell CA Ins Lic #0H85655
Daniel James Campbell CA Ins Lic #4052434
Creations Financial and Insurance Services
CA Agency Ins Lic #0K54693
*Backed by the claims-paying ability of the carrier.
**Our products offer a reasonable rate of return, over time.
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By contacting Susan Beth Campbell, CA Insurance License # 0H85655/Creations Financial and Insurance Services, CA Insurance Agency License #0K54693, you may be offered information regarding the purchase of insurance products, including fixed index annuities and life.